Independent agency · Edmond, Oklahoma
Here for what you're building.
A house, a couple of cars, maybe a rental or a business of your own. We're an independent agency, so we compare the carriers we're appointed with, explain the trade-offs in plain words, and stay the same phone number year after year.
Your ZIP tells us which carriers write where you live. That is all this asks for — no phone number, no email, nothing to unsubscribe from.
Carriers we shop
- Liberty Mutual
- Allstate
- Mercury
- Encompass
- National General
- Progressive
- Geico
- Foremost
- American Modern
- Openly
- Travelers
- Hagerty
Appointments vary by line of business and by eligibility. Which carriers we can place you with depends on what you're insuring and where.
Start where you are
What are you protecting?
Pick the one that sounds most like you. Most households end up with two or three of these on one renewal date, which is generally the point.
Home, condo, and everything in it
We build the coverage around what your house would cost to rebuild today, which is rarely what it sold for and almost never what it is worth on paper.
- Rebuild cost revisited at every renewal, not just at the first quote
- Water backup and service line explained before you decide, not after a claim
- Deductible options priced side by side so the trade-off is visible
Auto that follows the drivers
A new teen driver, a car sold, a longer commute. Small changes move an auto policy more than most people expect, and they are worth a conversation before the renewal arrives.
- Liability limits written in the shorthand carriers use, so you can compare them
- Credits reviewed when your situation changes, not only at sign-up
- Uninsured motorist coverage discussed on purpose — Oklahoma has a lot of it
The business you built
General liability, commercial property, and workers compensation from carriers that write your trade — rather than a generic package that happens to be quick to quote.
- Certificates of insurance issued when a job needs one
- Coverage revisited when you add a crew, a vehicle, or a location
- One advisor across the personal and the commercial side
Rental property and umbrella
Dwelling fire and landlord policies for investor-owned property, with an umbrella sitting over all of it so one bad claim never reaches the rest of what you own.
- Loss of rents considered where the property depends on it
- Umbrella limits set against what you actually have at risk
- Multiple properties aligned onto renewal dates you can keep track of
How it goes
Three steps, then we handle it.
Send us what you have
A declarations page, or a photo of one taken on your phone. That is enough for us to see where you actually stand today.
We read it and shop it
We compare it against the carriers we are appointed with and come back with a plain-words summary: what looks thin, what looks wasted, and what we would change.
You keep the same advisor
The renewal, the claim, the new car, the rental you just bought. Same office, same number, same person who already knows the file.
Let's look at what you have.
Send over your current declarations page and we'll read it properly — what's thin, what's doing nothing, and what we would do differently. No obligation either way.